USA Debt Negotiators

BAD CREDIT LOANS

If you have bad credit, and need money to pay off unsecured debts like credit cards, personal loans, medical bills, collection accounts, etc., we have a program that may be better than the best loan you can find.

We can negotiate with your creditors to have them reduce the amount you owe by up to 60% or more. This program is a financial hardship program, so you must be having financial problems to qualify.

Yes, creditors will reduce the amount you owe, if are in financial distress.

The reason for this is that unsecured debt is very difficult to collect from people with real financial hardships. In order to collect the debt, a creditor or collection agency would have to take you to court, get a judgment, and then a court order to garnish your income or bank account. This process is very difficult to complete if there is a legitimate hardship. The creditors know this, and that’s the reason they will agree to negotiate settlements.

Our clients make monthly deposits into their own bank accounts to save the money necessary to pay the settlements, and the cost of the program.  Although settlement amounts vary, from bank to bank, our program is based on settlements of 40%, since that has been the average settlement rate over recent years.