Debt Consolidation Hardship Program

If you can no longer afford your monthly payments, you will probably qualify for our Debt Settlement Program.

We work with your creditors to reduce your debt to an amount you can afford to pay. Creditors will reduce your debt if you are having financial problems, and your debt is unsecured.

Unsecured debt includes credit card debt, personal loans, medical bills, small business debt, and many other debts that are not secured by property. Examples of secured debts would be auto loans, home loans, taxes, etc. As long as the debt is not secured by property, it is generally considered unsecured, and creditors will negotiate reduced payoffs.

Payments are based on the amount of your debt, and your financial situation. Each payment plan is tailored to the individual, so payments and settlements will vary from person to person. Since our program is based on disposable income, we have a payment plan for almost anyone.

If you enter our program, you will be expected to save money each month in your own bank account to accumulate the funds necessary to pay the settlements on your accounts. As settlements are reached, you will have the opportunity to approve each one before it is finalized. Assuming you have enough saved in your account, you will start paying your settlements one by one until they are all paid.

This program will have an effect on your credit, so if you can afford to pay all of your debts on time, this program may not be right for you. However, if you are going into more debt to pay your bills, then contact us for an evaluation.

To learn more, please call us for a free evaluation of your situation.

Toll Free 1-800-913-4127